Request for credits and guarantees

Request for credits and guarantees

Description

E-learning training – Credit applications & guarantees: secure your business financing

Duration: 1h30 │ Target audience: Treasurers, Financial Directors, Financing Managers

Format: 100% online, accessible on desktop, tablet and mobile

Why take this training?

In an uncertain economic environment, negotiating credit applications effectively and optimizing guarantees is a strategic lever for resilience for the company. This e-learning course aims to strengthen the expertise of financial managers in the effective management of their financing needs, by developing their technical mastery, their operational posture, and their relational impact with banking institutions.

What you will learn

This pragmatic course, structured in 6 modules, guides you step by step to:

  • Understand the key issues related to credits and guarantees in business financing
  • Assimilate the legal, accounting, and banking fundamentals (types of guarantees, ratios, validation circuits, etc.)
  • Acquire effective methods for formulating a clear, coherent, and secure financing request
  • Adapt your approaches according to the types of activities, the size of the company, the banking profile, or the project to be financed
  • Practice with an immersive simulator based on a real interview with a banker
  • Evaluate your progress with a final synthetic quiz designed as a revision tool accelerated

Strong points of this e-learning module:

  • A progressive teaching method, based on the practices of experienced treasurers
  • A realistic scenario to acquire field reflexes
  • A compact course, actionable in 1.5 hours, without compromising on depth

Who is this training aimed at?

It is primarily aimed at:

  • Treasurers, CFOs, financial controllers, internal auditors
  • Profiles in charge of banking relationships, financing files or guarantees
  • Professionals in the Procurement department involved in working capital requirements and supplier guarantees

A vital issue for financial sustainability

At the end of this course, you will have acquired the essential reflexes for :

  • Structure your financing needs according to banking expectations
  • Articulate guarantees adapted to perceived risks
  • Argue with impact during the banking interview
  • Avoid unfavorable responses or penalizing financial conditions

Module 1 – Credits & Guarantees: Key Issues

In this introductory module, you will discover why mastering credit requests and guarantees is crucial to ensure the liquidity and financial sustainability of the company. You will become aware of the strategic issues related to business financing and dialogue with banking institutions.

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