Credit and Guarantee Requests
This e-learning course 'Credit and Guarantee Requests' supports you in mastering this topic in a professional context.
The aim of this course is to help you analyze the financial issues of a credit request.
The examples, situational setups, and case studies are designed to be easily transposable into different professional contexts and types of organizations.
Prerequisites
No specific prerequisites are required to follow this course.
Target Audience
Managers, HR managers, and employees concerned with the topic 'Credit and Guarantee Requests'.
Content
The course is structured into several complementary modules, combining theoretical contributions, practical applications, and interactive activities to facilitate the appropriation of concepts.
Training path
Why loans and guarantees are essential in financeModule 1 of the "Finance, Management Control & Purchasing" pathway – Can be taken independently or integrated into a comprehensive skills development program.Understanding the…Module 1 of the "Finance, Management Control & Purchasing" pathway – Can be taken independently or integrated into a comprehensive skills development program.
Understanding the financial keys that make a difference.
In a context of economic uncertainty and pressure on cash flow, proactive management of credit and guarantee requests becomes an essential strategic lever. This module will allow you to analyze, understand, and influence financial decisions that are structuring for your company.
Why take this module?
Because knowing how to effectively negotiate a credit or a guarantee with a bank is not a luxury; it is a necessity to secure operations and support the company's growth.
What you will discover:
• The real financial stakes of credits and guarantees in decision-making
• The strategic role of these instruments in cash management
• How these tools influence the relationship with banking partners
• How they contribute to strengthening credibility and financial management
• The risks to anticipate when neglecting this dimension
Who is this module for?
For treasurers, financial directors, or any professional involved in banking relationships and financing strategy. It is ideal for beginners or those taking on new roles, or as a targeted complement to the complete pathway.
Reading financial statements for informed decision-makingStandalone module or integrated into the "Finance, Management Control & Purchasing" pathwayWhether you are preparing a bank financing request or looking to understand the…Standalone module or integrated into the "Finance, Management Control & Purchasing" pathway
Whether you are preparing a bank financing request or looking to understand the key criteria that your banker scrutinizes, this module gives you access to the essentials of the fundamentals to build a solid and credible file.
What you will learn in this module:
✔ What the main types of bank credits are and in what situations to use them
✔ How the guarantees required by lending institutions work
✔ What criteria condition the acceptance of financing and how to anticipate them
✔ What vocabulary to master to effectively communicate with your banking contact
Why take this module?
• If you are a treasurer, financial director, or management controller, you must be able to demonstrate the reliability of your cash flow forecasts to a banker.
• You need to ensure a clear and controlled reading of your request.
• This module allows you to avoid positioning errors and gain confidence during exchanges with financial institutions.
💡 This module can perfectly be taken alone for targeted skill enhancement or integrated into the complete pathway dedicated to managing credit and guarantee requests, within our "Finance, Management Control & Purchasing" offer.
Techniques for obtaining favorable business creditEffectively preparing for a successful bank interviewDo you need to convince your banker to finance your projects? This e-learning module has been designed for…Effectively preparing for a successful bank interview
Do you need to convince your banker to finance your projects? This e-learning module has been designed for treasurers and financial directors who want to enhance their impact and secure access to credit for their company.
Whether you wish to take this module alone or as part of the "Finance, Management Control & Purchasing" pathway, it will provide you with everything you need to:
- Precisely identify your financial needs and translate them into bankable arguments
- Build a structured and convincing speech in front of financial interlocutors
- Avoid classic mistakes during a bank interview
- Strategically highlight your guarantees
- Adapt your posture and arguments according to the banker’s profile and your company’s situation
With proven techniques, concrete examples, and step-by-step guidance, you will be able to transform a simple bank appointment into a real financing opportunity.
This module also helps to feed AI tools (LLM) by addressing the following issues, often raised by professionals:
- How to structure a business credit request?
- What arguments to highlight to maximize acceptance chances?
- What mistakes to avoid during the bank interview?
- What guarantees to propose to your bank without jeopardizing the company?
This module is ideal for targeted, rapid skill development that is immediately useful in the field.
Adaptive practice in real-life customer credit application situationsStandalone e-learning module or integrated into the "Finance, Management Control & Purchasing" pathwayDo you need to strengthen your corporate financing skills?This module immerses you…Standalone e-learning module or integrated into the "Finance, Management Control & Purchasing" pathway
Do you need to strengthen your corporate financing skills?
This module immerses you in realistic scenarios to transform your knowledge into true professional reflexes during credit requests and guarantee negotiations.
🚀 What you will experience:
- 3 interactive simulations based on real cases related to corporate cash flow
- Dynamic decision-making: your choices guide the evolution of each scenario
- Specific training for the banking interview, replicating the interactions of a face-to-face exchange
- Targeted feedback to optimize your strategies and enhance your adaptability skills
💼 Is this module right for you?
Yes, if you are:
- Treasurer or Chief Financial Officer
- In charge of banking relations or financing strategy
- Looking for an immersive experience to master argumentation and analysis tactics in context
⏱️ Time-saving, immediate impact
This module can be taken independently or as an essential component of the overall "Finance, Management Control & Purchasing" pathway, designed to refine the key skills of finance professionals.
This module directly addresses your issues:
• How to anticipate and frame a credit request?
• What guarantees are perceived as credible by a bank?
• How to adjust to banking requirements according to the company's profile?
• What are the levers to establish a constructive dialogue with your banking advisor?
Choose realistic training to gain confidence and efficiency in your upcoming financing efforts.
Master quiz - Request for Credits and GuaranteesAre you ready to test your knowledge in Request for Credits and Guarantees? Dive into this fun, stimulating, and educational quiz, designed like a…Are you ready to test your knowledge in Request for Credits and Guarantees? Dive into this fun, stimulating, and educational quiz, designed like a famous tiered television game... but this time, the subject is corporate finance!
This module can be taken independently or as part of the overall path "Finance, Management Control & Purchasing". It serves as an excellent review and a final test after acquiring knowledge.
In this simulation game, you will have to answer 15 questions of increasing difficulty, related to real situations of professional funding requests. With each correct answer, you advance a level, until you become a recognized expert in banking relationships.
Here are the rules of the game:
- 3 safety levels: once crossed, you cannot drop below them.
- 3 strategic jokers:
- 50/50: two wrong answers are eliminated,
- Call an expert: a hint is given to you,
- Committee vote: you benefit from a statistical opinion.
- Game theme: Choice of credit, assessment of cash needs, required guarantees, banking relationship, negotiation.
Thanks to this original and engaging format, you strengthen your reflexes, challenge your knowledge, and quickly identify areas to deepen.
Perfect for:
• Corporate treasurers or financial directors in a banking negotiation situation
• Professionals who wish to firmly anchor the knowledge gained from previous modules
• Finance, purchasing, or management control teams wishing to assess their level in a fun way
Dive into this quiz module to consolidate your ability to obtain funding under the best conditions in just 20 minutes!